Your Home, Your Future
We Make It Happen!
Whether you’re buying your first home or refinancing for a better rate, we’re here
to guide you every step of the way.
Trusted Mortage
Professionals
With over 20 years of experience, we provide expert mortgage solutions tailored to your needs. Based in Maryland and licensed nationwide, we’re here to help you achieve your homeownership goals with confidence.
OUR MISSION
6 WAYS WE CAN HELP YOU
Our team of experience mortgage advisors are here to guide you through every
step of the home-buying and refinancing process
Secure a Home Purchase Loan
Whether you are a first time home buyer or looking to buy another investment property, our team will assist with setting you up with a home loan that best suits your needs.
Refinance Your Rate
If we can drop your rate to help save you some money on your monthly payment- that's what we're going to do.
Fund Your Loan Quickly
Our quick turnaround time and efficient processing workflow will ensure you get the house that you really love.
Cash-Out Refinance
The value of the average home typically increase 3-5% per year. Take advantage of your home equity.
Credit Guidance
Struggling with your credit and thus afraid you won't qualify for a loan? Allow us to review with you and see what we can do to get you on track.
Loan Pre-Approval
Our mortgage professionals will guide you through the application process to determine what loan amount and product you can be approved for.
our benefits
Home Buying Made Easy
Apply online
Our focus on technology bridges the gap between online and in-touch. Complete all loan application steps electronically from your preferred location, compliantly and securely.
Get approved
Our innovative technology simplifies document collection and eliminates paper processing. The Underwriter grants approval, a clear-to-close is processed and the settlement date can be scheduled.
Close your loan
Review the final loan document. Ask questions. Sign most of the documents electronically. Enjoy your new home!
Get Your FREE Mortgage Rate Quote Today!
Mortgage rates change every day, and your rate will vary based on your location, finances and other factors. Get your FREE consultation today!
testimonials
What People Say About Us
We help you see the world differently, discover opportunities you may never have imagined and achieve results that bridge what is with what can be.
I got my first home with H & L lending and the experience was amazing from start to finish. My loan officer Thao was very knowledgeable and made everything so easy to understand, I’d definitely work with the company again for any future homes and would recommend them to anyone looking for a new house!
Very smooth stress free experience to purchase our first home! They worked alongside our realtor with great communication making it a smooth transition to close. Thank you!
“We know a diverse workforce and an inclusive culture matters to our clients. Through philanthropy and employee volunteerism, we support the diverse communities where our employees live.”
Oliver Simson
client of company“We know a diverse workforce and an inclusive culture matters to our clients. Through philanthropy and employee volunteerism, we support the diverse communities where our employees live.”
Mary Grey
client of company“We know a diverse workforce and an inclusive culture matters to our clients. Through philanthropy and employee volunteerism, we support the diverse communities where our employees live.”
Samanta Fox
client of company“We know a diverse workforce and an inclusive culture matters to our clients. Through philanthropy and employee volunteerism, we support the diverse communities where our employees live.”
Oliver Simson
client of company“We know a diverse workforce and an inclusive culture matters to our clients. Through philanthropy and employee volunteerism, we support the diverse communities where our employees live.”
Mary Grey
client of company“We know a diverse workforce and an inclusive culture matters to our clients. Through philanthropy and employee volunteerism, we support the diverse communities where our employees live.”