Conventional Loan
H&L Lending Company
Conventional Home Loans – Flexible Financing for Homebuyers
At H&L Lending Company, we understand that every homebuyer has unique financial needs. Our Conventional Loan program offers competitive rates, flexible terms, and a variety of financing options to help you secure the home of your dreams without government backing.
What is a Conventional Loan?
A Conventional Loan is a mortgage that is not insured or guaranteed by the government. These loans typically require higher credit scores but offer greater flexibility in terms, down payment options, and loan amounts.
Benefits of a Conventional Loan
Lower Costs Over Time
No upfront mortgage insurance premiums (PMI can be removed after reaching 20% equity)
Flexible Loan Terms
Choose from 10, 15, 20, or 30-year fixed or adjustable-rate mortgages
Higher Loan Limits
Borrow more compared to government-backed loans
Faster Loan Processing
Less paperwork and quicker approvals
Why Choose H&L Lending Company?
At H&L Lending Company, we believe in putting clients first by offering expert guidance, competitive rates, and a seamless loan application process. Our team is here to help you find the best financing option for your homeownership goals.